23

2024, Sep

Being Registered Investment Adviser I used to come across many people from various strata of society and discuss about their views towards the investment and observed that people are still not convinced with the concept of Asset Allocation. Mostly people ask about return on investment which is not predictable as the past performance is not the guarantee of future performance. Each and every financial product is associated with certain type of risk which ultimately impacts return on investment. These risks are unpredictable so we can’t ascertain the expected return on investment. As an Invest...

3

2023, Jan

In my previous Blog I have written about Corporate Actions, its purpose and different type of corporate actions initiated by companies to provide benefits to their investors. One most important corporate action is Declaration of Dividend for shareholders. In all public limited company post tax profits belongs to shareholders and company broadly can do two things with these profits either retain it to invest in Business or return to the shareholders. In practice company retains part of this profit to expand the business and partially distribute among the shareholders in equal proposition. This ...

30

2022, Nov

It is good to know that day by day the number of Public Limited Companies are increasing, issuing IPOs to raise funds from the public and getting registered with stock exchange which ultimately facilitates public participation in stocks trading. For trading people must have a Demat account which holds shares and securities in electronic form. Recently the number of Demat accounts crossed the figure of 10 Crore mark and out of these five crore investors joined in the last less than two years. 30% of these accounts are from Maharashtra and Gujarat and only four states have double digit penetra...

24

2018, Nov

वर्तमान, भूतकाल का और भविष्य वर्तमानकाल का परिणाम होता है. समय के साथ साथ प्रत्येक व्यक्ति की जरूरते बदलती रहती है, हर व्यक्ति की जरूरते अलग-अलग होती है, प्रत्येक व्यक्ति के जीवन में कुछ न कुछ उद्देश्य होता है,उसे प्राप्त करने की च�...

24

2018, Nov

Risk means deviation from expectation. If it is in your favor it feels good if not then it's a problem. Being human we always want to change the situation in our favor but sometimes we fail as everything is not in our control, but we have tools to minimize the consequences. We are having different types of risks related to life, health, wealth, long life, critical illness , loss of job, loss of property, loss due to accident etc which causes emotional as well as financial loss. Emotional loss can not be compensated but financial loss can be managed or minimized. We keep money ...